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Legal information

General Considerations
Persons who access Banca del Sempione SA (the Bank) web sites agree to the following:

The entire content of the Bank websites is subject to copyright with all rights reserved. Persons may download or print individual pages and/or parts of the Bank websites exclusively for private purposes, provided that copyright notices, or other registered names, are not removed. These procedures do not grant a license of use, or the right to use a file, trademark or logo. Downloading or reproduction of the website does not grant to the user any right to the software or other material on this site. The use for purposes other than private (reproduction, use for public or commercial purposes, etc.) is subject to written authorization by  the Bank.

No offer and no advice
The contents published on this site are intended for informational purposes only. They shall not constitute either a request for transactions, or an offer, or a recommendation of purchase, or sale of financial instruments, or investment of any kind. The site does not explicitly give any advice. The views expressed and other information published are not intended to help in any legal, fiscal or other types of decisions.

Access limits
This websites are not intended for persons who in regards to their nationality, registered office, residence, or for other reasons, are subject to a legal system which prohibits or restricts the publication of the contents, or access to the site, of the activities of a financial service provider abroad, or the marketing of certain products (e.g. funds). The persons to whom such restrictions apply are prohibited access to this website.

Exclusion of liability and responsibility
The information contained in the Site is provided without any guarantee.
The Bank and its information providers expressly disclaim all liability to any person in respect of anything and in respect of the consequences of anything done or omitted to be done wholly or partly in reliance upon the whole or any part of the contents on the Bank sites. Moreover, the Bank and its information providers shall have no liability for any losses or damage arising from the use of or reliance on the information contained on the site, including, without limitation, any loss of profit or any other direct or indirect damage.
Although the Bank has made every reasonable effort to ensure the confidentiality of the system and adopted the necessary measures and generally recognized technical and security standards, it assumes no responsibility and is not responsible for any damage suffered by the Customer due to disturbances, interruptions or interceptions, in the use of the Bank's websites, or in general any damage that may arise to the Customer or to third parties from the publication on the public network of data relating to banking relationships.
The Bank has the right to modify at any time, without notice, data, information, etc. published on the website.

Information on investment risks
The value of investments and the income from them can go down as well as up and investors may not get back the amounts invested. A positive performance in the past does not constitute a guarantee for a future favorable investment trend. It can not be excluded that at the time of the liquidation of an investment, its value is lower than the initial value. In addition, there is the possibility of losing the total capital invested and, in certain circumstances, the loss may even exceed it. Sometimes it is possible that an investment can not be realized immediately with a consequent temporary difficulty in liquidation, in the realization of any profits or in obtaining precise information on the value or degree of risk involved. Before making any investment, it is recommended that you inform yourself properly and ask for advice and professional advice.

Links with other sites
This website can offer links to other sites. Use of these links to any other page outside this site is at your own risk.
The Bank does not examine any of the websites to which its websites refers. Consequently, the Bank assumes no responsibility for their content or for the products, services or other offered through them.
The creation of a hyperlink to one of the Bank sites by an external website is permitted only after authorization by the Bank.

Data security
During the link to the site, a contact, or a communication by electronic means of user data, is normally transmitted through a public network, accessible to anyone, and also, at times, is transmitted internationally even if the sender and recipient are both in the same country. The user is aware of the risks resulting from the services of the site being offered by means of devices openly accessible also to third parties (such as data transmission networks, public and private, Internet servers, access providers, etc.) and that data may be also transmitted through networks of foreign transmission. The user is also aware that the so-called downloads of extracts and other documents are transmitted through public data transmission networks.
There are frequently abusive sites on the Internet through which third parties, sometimes completely non-existent, try to simulate a membership, or at least a link, with accredited institutions, using similar names and reproducing logos and other material published on the official website of institution concerned. With regard to the Banca del Sempione Group, we underline that only the companies described on the site under the "group" section are part of it. The Banca del Sempione Group obviously declines all responsibility for any damage that may arise from any relationship with sites published on the internet by these third parties.